AMZ Financial Insurance Services

AMZ University

Institute of Business and Finance

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Receive a $150 discount through AMZ WebCenter

The Certified Annuity Specialist (CAS) program is an intermediate-to-advanced course on traditional fixed-rate, equity-indexed, and variable annuities. Most of the materials deal with variable annuities. Materials cover the practical as well as the theoretical. CAS is the oldest and most-recognized annuity designation in the industry.

Features and Benefits

$1 trillion is invested in variable annuities; fixed-rate is even more popular. The fastest growing market segment is variable contracts with living benefits. Knowledge increases confidence and sales. Career growth and professionalism are enhanced. Reduced compliance and regulatory concerns. Certification marks distinguish you from peers. Fulfills CE requirements (up to 60 hours). Materials are updated throughout the year. Students and graduates have free access to updates and new studies.

Subjects Covered

  • Annuity Basics
  • Suitability, Illustrations, and Marketing
  • Accumulation and Deferral
  • Contract Structure
  • Traditional Fixed-Rate
  • Death Prior to and After Annuity Date
  • Bailout, Certificate, and Interest Indexed
  • Spousal Election and Joint Ownership
  • Stepped-Rate and Market Value
  • Tax Treatment of Distributions and Gifts
  • Certificate, Bonus Rate, and Two-Tiered
  • EIAs and the Use of Indexing
  • Variable Contracts
  • Mechanics of EIA Investing
  • Living and Death Benefit Guarantees
  • Floors, Spreads, and Participation Rates
  • Variable Annuity Investment Options
  • Niche Markets
  • Risk Measurement and Subaccounts
  • Management Criteria and Selection
  • Using Annuities as an Income Vehicle
  • Using Risk Measurements and Allocation
  • Fixed vs. Variable Annuitization
  • Modern Portfolio Theory and Efficiency
  • Alternatives to Annuitization
  • Optimal and Sub-optimal Portfolios
  • Structured Settlements
  • Behavioral Finance and Implementation
  • Liquidity, Penalties, and Premium Taxes
  • Value vs. Growth
  • Taxation and 1035 Exchanges
  • Fiduciary Concerns
  • Asset/Liability Matching

To receive your discount, use reference the code CASAMZ07 at www.ibfdesignations.org

For more information

Lou Bortoletto
Vice President of Education and Training
AMZ Financial Insurance Services, LLC
lou@amzwebcenter.com or call (866) 279-5677 x104

Neil P. Coombs
Corporate Accounts
Institute of Business and Finance
ncoombs@icfs.com or call (858) 866-1702