AMZ Financial Insurance Services

AMZ University

Fixed Annuity Products

Fixed Annuity Products
Carrier Product Type Initial Rate (Base + Bonus) Base Rate Average Yield (to surrender) Minimum Deposit Surrender Charges (%) Ratings
Non-Qual Qual AM Best S & P
American General Life AG HorizonPlus 2004 SPDA 9.05% 3.05% 3.72% $5,000 $5,000 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1% A++ AAA
American General Life AG Horizon MYG Annuity SPDA 7.05% 3.05% 3.45% $5,000 $5,000 10, 9, 8, 7, 6, 5, 4, 3, 2, 1 A++ AAA
American National Palladium MYG 9 SPDA 5.55% 3.55% 3.77% $5,000 $5,000 10, 9, 8, 7, 6, 5, 4, 3, 2, 1, 0 A+ AA
Fidelity & Guaranty Life Legends Classic SPDA 5.15% 3.15% 3.44% $5,000 $2,000 9, 8, 7, 6, 5, 4, 3 A BBB
American National Citadel 7 Diamond SPDA 5.15% 3.15% 3.44% $5,000 $2,000 7, 7, 7, 6, 5, 4, 2 A+ AA
Fidelity & Guaranty Life Fidelity Platinum Plus Select 10 SPDA 5.00% 4.00% 4.11% $5,000 $2,000 9, 8, 7, 6, 5, 4, 3, 2, 1 A BBB
American National Palladium MYG 7 SPDA 4.80% 3.80% 3.90% $5,000 $5,000 8, 8, 8, 7, 6, 5, 4, 3, 2, 1 A+ AA
American National Palladium MYG 10 SPDA 4.60% 3.60% 3.70% $5,000 $5,000 8, 8, 8, 7, 6, 5, 4, 3, 2, 1 A+ AA
American National Palladium MYG 5 SPDA 4.35% 3.35% 3.45% $5,000 $5,000 8, 8, 8, 7, 6, 5, 4, 3, 2, 1 A+ AA
United of Omaha Ultra Annuity 1 SPDA 4.20% 3.20% 3.37% $5,000 $5,000 7, 7, 7, 6, 4, 2 A AA-
AmerUs Life Advantage MVA SPDA 4.15% 4.15% 4.15% $2,000 $2,000 9, 8, 7, 6, 5, 4, 3 A A+
United of Omaha Ultra - Secure 5 Year SPDA 4.15% 3.15% 3.35% $5,000 $5,000 6, 6, 6, 6, 5 A AA-
Fidelity & Guaranty Life Fidelity Platinum Plus SPDA 4.10% 3.10% 3.24% $5,000< $2,000 9, 8, 7, 6, 5, 4, 3 A BBB
American National Palladium MYG 6 SPDA 4.10% 4.10% 4.10% $5,000 $5,000 8, 8, 8, 7, 6, 5, 4, 3, 2, 1 A+ AA
American National Palladium MYG 8 SPDA 4.10% 4.10% 4.10% $5,000 $5,000 8, 8, 8, 7, 6, 5, 4, 3, 2, 1 A+ AA
American National Citadel 5 Diamond SPDA 4.10% 3.10% 3.30% $5,000 $5,000 7, 7, 7, 6, 5 A+ AA
Fidelity & Guaranty Life Fidelity Platinum Plus Select 5 SPDA 4.00% 3.00% 3.20% $5,000 $2,000 9, 8, 7, 6, 5 A BBB
Fidelity & Guaranty Life Fidelity Platinum 10 Year SPDA 4.00% 4.00% 4.00% $5,000 $2,000 9, 8, 7, 6, 5, 4, 3, 2, 1, 1 A BBB
Fidelity & Guaranty Life Legends Max SPDA 4.00% 3.00% 3.11% $5,000 $2,000 9, 8, 7, 6, 5, 4, 3, 2, 1 A BBB
American General Life AGL Horizon Choice 9 SPDA 3.90% 3.90% 3.90% $5,000 $2,000 7, 6, 5, 4, 3, 2, 1 A++ AAA
American National Transitions Estate SPDA 3.80% 3.80% 3.80% $10,000 $10,000 A+ AA
American General Life AGL Horizon Choice 8 SPDA 3.55% 3.55% 3.55% $5,000 $2,000 7, 6, 5, 4, 3, 2, 1 A++ AAA
American General Life AGL Horizon Choice 10 SPDA 3.55% 3.55% 3.55% $5,000 $2,000 7, 6, 5, 4, 3, 2, 1 A++ AAA
United of Omaha Ultra Annuity 3 SPDA 3.55% 3.20% 3.38% $5,000 $5,000 7, 7, 7, 6, 4, 2 A AA-
Fidelity & Guaranty Life Fidelity Platinum 7 Year SPDA 3.40% 3.40% 3.40% $5,000 $2,000 9, 8, 7, 6, 5, 4, 3, 2, 1, 1 A BBB
AmerUs Life Gold Series - MVA 7 Year Guarantee SPDA 3.40% 3.40% 3.40% $5,000 $5,000 6, 6, 6, 5, 4, 3, 2 A A+
United of Omaha Ultra - Secure 7 Year SPDA 3.40% 3.40% 3.40% $5,000 $5,000 6, 6, 6, 6, 5, 4, 3 A AA-
American General Life AGL Horizon Choice 7 SPDA 3.25% 3.25% 3.25% $5,000 $2,000 7, 6, 5, 4, 3, 2, 1 A++ AAA
Fidelity & Guaranty Life Fidelity Platinum 5 Year SPDA 3.10% 3.10% 3.10% $5,000 $2,000 9, 8, 7, 6, 5, 4, 3, 2, 1, 1 A BBB
American General Life AGL Horizon Choice 5 SPDA 3.05% 3.05% 3.05% $5,000 $2,000 7, 6, 5, 4, 3, 2, 1 A++ AAA