April 2009 Archives
Do your annuities come with ejection seats?
AMZ offers several annuity products that allow your client to bailout if their plan is going down in flames!
AMZ offers great products complete with escape hatches.
Call Mark Triplett at (866) 204-7712 to learn more
Remember When?
Remember when?
Employers cared about employees, and employees didn't worry about retirement?
Some employers remember and they allow In-Service Non Hardship Distribution from their 401(k) programs. Ask us about “The List.”
For others, the US Supreme Court says they better or else. Ask us about LaRue vs. Dewolff, Bobbery, and Associates.
You can help both the employee and the employer with a stroke of a pen! Turn a defined contribution into a defined benefit.
For more information, call Mark Triplett at (866) 204-7712
Don't get burned
Lifetime Income Riders Are Hot, Don't Get Burned!
Popular Lifetime Income Riders on index annuities don't get the job done if your client can’t wait ten years before beginning lifetime payments, are not scheduled to begin lifetime payments before age 70, or if they are unhealthy. If your client won't live long enough to get their own money back there must be a better way.
Read Guaranteed Income or Guaranteed Lawsuits and Income Rider Check Point.
Healthy clients deserve a healthy alternative
Healthy clients deserve a healthy alternative to tired annuity solutions.
- Fast 24 Hour Turnaround Issue
- 10‰ Premium Bonus
- LTC-like benefits
- 10‰ Index Cap rate
- Tax Free Death Benefit!
Aren't you clients worth it?
Call Mark Triplett at (866) 204-7712
LSW wants your Annuity premiums under 10K
LSW wants your annuity premiums under 10K, and monthly flexible EFT premiums.
Start a contract with as little as $50 per month.
Call Mark Triplett to get started at (866) 204-7712
LSW Product Grid
LSW wants your premiums under 10K, and monthly flexible EFT premiums.
Start a contract with as little as $50 per month.Their SecurePlus Series is ready for your customers.
- Healthy clients deserve a healthy alternative to tired annuity solutions.
Fast 24 Hour Turnaround Issue, 10‰ Premium Bonus, LTC “like”benefits, 10‰ Index Cap rate, Tax Free Death Benefit!
Aren't you clients worth it? (Sagicor Single premium Index Whole Life)
- Remember when?
Employers cared about employees, and employees didn't worry about retirement?
Some employers remember and they allow In-Service Non Hardship Distribution from their 401(k) programs. Ask us about “The List.”
For others, the US Supreme Court says they better or else. Ask us about LaRue vs. Dewolff, Bobbery, and Associates.
You can help both the employee and the employer with a stroke of a pen! Turn a defined contribution into a defined benefit.
Emerging Non Senior Index Annuity Market!
- Lifetime Income Riders Are Hot, Don't Get Burned!
Popular Lifetime Income Riders on index annuities don't get the job done if your client can’t wait ten years before beginning lifetime payments, are not scheduled to begin lifetime payments before age 70, or if they are unhealthy. If your client won't live long enough to get their own money back there must be a better way. Read “Guaranteed Income or Guaranteed Lawsuits” and “Income Rider Check Point”
- Do your annuities come with ejection seats?
MZ offers several annuity products that allow your client to bailout if their plan is going down in flames!
ING, Standard, and Sagicor offer great products complete with escape hatches.
- Marketing Company Math: Free Leads
- 1,000 free leads (The ones that are no good ): $400.00
- Typical FMO override commission on an average $50,000.00 annuity: $1,000.00
- Selling your contracting rights to a marketing company for $400 of worthless junk: Not Worth it
The best IUL is about to get even better
AMZ is ready to bring you the exciting IUL upgrades in 2009
Would you like…
- A brand-new early value rider that guarantees cash surrender values are equal to cumulative premiums for the first three contract years
- No surrender charges
- Perfect for premium finance or business sales
Industry First
- Annual point-to-point indexed strategy tied to the Dow Jones World Index
- This index is a composite of stocks located in more than forty countries around the globe and currently has a 100‰ participation rate and a 16‰ cap.
- Perfect for clients looking to diversify their premium allocations to gain exposure to international markets.
New
- Annual point-to-point indexed strategy based on the S&P 500 with a guaranteed 140‰ participation rate.
- for example, if the S&P 500 increases 10‰ the actual credited rate would be 14‰.
- Perfect for clients who want to maximize value within an IUL if the Market has a lower growth rate in the future.
Ratings
- Top Rated Carrier
STAY TUNED
To learn more, call us toll-free at (866) 204-7712
Sixty Minutes: 401(k) Retirement Funds
April 19, 2009
Steve Kroft reports on 401(k) retirement funds
NACO Annuity Changes
North American Announces
Annuity Changes Effective April 10, 2009
During these volatile economic times, North American remains focused on long-term value to you and your clients. Our dedication to delivering quality products, service and compensation that you have come to expect is our long-term commitment.
Today, our fixed annuity business continues to have a strong presence in the marketplace, and for this, we thank you - our valued agents - for being a key part of our success.
It’s important that we closely monitor our sales and capital to maintain our financial strength and quality ratings. We believe that it is necessary to make additional changes as our sales have exceeded our targets for the first quarter of 2009. This, combined with limited availability of capital to support higher sales levels, and our focus on long term values, leads us to make additional changes.
Effective Friday, April 10, 2009, we are making the following changes:
- Temporarily suspend sales of all variations of our Guaranteed Living Withdrawal Benefit Rider’s (GLWB’s) in all states
- Income Pay SM
- Guaranteed Income Advantage SM
- Guaranteed Income Advantage PlusSM
- Minimum premiums on all (including 2008/2009 new contributions to IRA accounts) fixed annuity applications will be raised to $25,000 for Qualified and Non-Qualified business. (We will continue to accept 403(b) salary reduction business at our current minimum premiums.)
- PLEASE NOTE: Multiple applications for the same owner/annuitant cannot be combined for the purposes of meeting the minimum premium.
- The following products will also be temporarily suspended for new sales
- North American DirectorSM
- Formula Choice®
- Formula Select ®
- North American Paramount Choice Ten SM
Important Note: Faxed applications (for Cash with App or Transfers) to hold or to apply for one of our GLWB riders or one of the above products must be faxed into the home office on Thursday, April 9, 2009 and the originals must be received in the home office by Friday, April 10, 2009 by 12:30 p.m. CST. Please no exceptions.
Fax Number: 866-322-7073.
As you may be aware, we offer competitive life insurance products that meet the needs of your clients. One of our goals in 2009 is to increase the growth of our life insurance business while managing the amount of annuity business we write. Many annuity agents, like yourself, are looking at selling more life insurance business. We strongly encourage you to take a look at the benefits of our life insurance products.
Learn more
LSW: Experience Retirement
LSW introduces ExperienceRetirement.com
The new consumer website form LSW that makes retirement planning easier to navigate.
Learn the answers to questions such as:
- Am I saving enough for retirement?
- How long will my retirement assets last?